About this Webinar

Context & Purpose
Understanding the legal framework that underpins credit decisions is essential for managing risk and maintaining compliant practices in New Zealand. This seminar provides a practical overview of the key legal considerations that influence how credit is extended, managed, and enforced in today’s commercial environment.

What Will Be Covered
The session will explore core legal concepts including contract formation, enforceability, disclosure obligations, and the rights and responsibilities of creditors and customers. Through real-world scenarios, attendees will examine where legal issues most commonly intersect with credit management and how legislation and regulation shape day-to-day decision-making.

Outcomes & Audience
Designed for credit and finance professionals across industries, this seminar balances legal context with practical application. Attendees will gain clearer insight into their legal obligations, increased awareness of potential risk areas, and guidance they can apply to support sound, compliant credit decisions.

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About the Speaker

Raj Patel, MICM, is Head of Credit of the New Zealand Credit & Finance Institute, bringing deep expertise across credit management, regulatory environments, and industry advocacy. He works closely with professionals across New Zealand to support informed, compliant credit practices.

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