News & Industry Updates
Stay connected to the heartbeat of the NZ credit industry.
NZ Market Pulse (Equifax) – October 2026
Equifax’s October 2026 NZ Market Pulse provides consumer credit insights and an economic overview for New Zealand.
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High Court confirms strict statutory-demand deadline in construction payment dispute
The High Court has confirmed that the 10 working day deadline to set aside a statutory demand is strict in a construction payment dispute.
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NZCFI Magazine Issue 03, 2026: The Credit Balancing Act
Read NZCFI Magazine Issue 03, 2026, featuring credit leadership, trade credit risk, AI governance, economic insight and professional standards for New Zealand credit professionals.
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Articles & Insights
Deepen your expertise with practical guides, white papers, and research.
Who Should Be a Personal Guarantor?
When a customer company collapses, one of the first questions credit teams ask is: do we have a personal guarantee? In the current environment, where liquidations routinely leave little or nothing for unsecured creditors, that answer can be the difference between a full write-off and a meaningful recovery. But not all guarantors are created equal, and our experience in collections and disputes has made one thing very clear: who signs the guarantee matters almost as much as having one.
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Three Practical Tips for Year End Prep in Credit Teams
Three practical steps for credit teams preparing for year end, including early reviews, collectability decisions and account action plans.
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Beyond Companies: Dealing with Other Entity Types in Trade Credit
Most of the time, trade credit teams in New Zealand are set up to deal with limited liability companies and sole traders. The process feels familiar: run your reports, check directors, consider guarantees, register on the PPSR, and move on. The wheels start to wobble when the applicant is a trust, an incorporated society, a partnership, a limited partnership, or some sort of alliance or joint venture. You can’t always run a neat, single credit report on the ‘name’ in front of you, and it’s easy to feel like you’re flying half blind.
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Research & Analysis
Access in-depth studies, industry research, and data-driven insights to deepen your understanding and guide smarter credit management decisions.
What Credit Professionals Need to Know: A Sustained Increase in Insolvency Activity
What rising insolvency activity means for credit professionals, including early risk review, debtor monitoring and practical collection priorities.
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From Transactions to Transformation: Reimagining Credit and Collections for the Digital Age
A case study on transforming credit and collections operations through standardised processes, automation and a stronger strategic role.
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Useful Resources
Download templates and tools to simplify your credit management challenges (Pdfs Word, Excel)
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