1. About these terms

These terms govern your use of the nzcfi.org website. By accessing or using this website, you
agree to these terms. If you do not agree, please do not use the site.

These terms relate to use of the website only. They are separate from any membership terms,
event registration terms, or other agreements you may have with NZCFI.

2. Who we are

The New Zealand Credit & Finance Institute (NZCFI) operates nzcfi.org. Our contact details are at
the bottom of this page.

3. Using this website

You may use this website for lawful purposes only. You must not:

• Use the site in any way that breaches applicable law or regulation
• Use the site to transmit unsolicited or unauthorised communications
• Attempt to gain unauthorised access to any part of the site or its underlying systems
• Use automated tools to scrape, copy, or extract content from the site without our permission
• Post or transmit any material that is harmful, offensive, or infringes a third party’s rights

We reserve the right to suspend or restrict access to the website at any time, without notice

4. Intellectual property

All content on nzcfi.org — including text, images, logos, and documents — is owned by or
licensed to NZCFI. You may not reproduce, distribute, or republish any content without our prior
written consent, except where permitted by law (for example, for personal or educational use).

NZCFI and its associated logos are trademarks of the New Zealand Credit & Finance Institute.
Nothing on this website grants you a licence to use them.

5. Accuracy of information

We take care to keep the information on this website accurate and up to date, but we do not
guarantee it is complete, current, or error-free. Content on this site is for general information
only and does not constitute professional advice.

We are not liable for any loss or damage arising from your reliance on information on this
website.

6. External links

This website may contain links to third-party websites. These links are provided for convenience
only. NZCFI does not endorse or take responsibility for the content or practices of any linked
site. Accessing a third-party site is at your own risk.

7. Submitting information through this website

When you submit information through our website — including enquiry forms, event
registrations, or membership applications — your information is handled in accordance with our
[Privacy Policy].(https://nzcfi.org/privacy-policy)

By submitting a form or registering through this website, you confirm that the information you
provide is accurate and that you consent to us using it as described in our Privacy Policy.

8. Limitation of liability

To the extent permitted by law, NZCFI is not liable for any direct, indirect, or consequential loss
arising from:

• Your use of, or inability to use, this website
• Any errors, omissions, or interruptions to the website
• Unauthorised access to or alteration of your data

Nothing in these terms limits any rights you may have under the Consumer Guarantees Act 1993
or other applicable New Zealand law.

9. Changes to these terms

We may update these terms from time to time. The current version will always be available at
nzcfi.org. Continued use of the website after any update constitutes acceptance of the revised
terms.

10. Governing law

These terms are governed by the laws of New Zealand. Any disputes will be subject to the
exclusive jurisdiction of the New Zealand courts.

11. Contact us

New Zealand Credit & Finance Institute
Email: info@nzcfi.org
Website: nzcfi.org